Loans allow for getting funds to start new businesses or expand existing ones. But obtaining a loan is sometimes a challenge due to overwhelming collateral requirements and redundant, time-consuming procedures of lenders. We have conducted an in-depth analysis of such excessive measures and understood how to make loans really easy to obtain and ensure the repayment rate close to 100%. We have been lending lots of funds and it is time for us to expand and grow at a much greater rate than ever before. Our main medium term goal is to significantly expand our lending product range and meet the demand for our loans at a greater scale. We are a strong and even dangerous competitor for small and large banks and pawnshops, that is why we can hardly ever get a credit line from them. So we have decided to accept private investments and share our interest with our investors.